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Learn about legal developments and regulatory changes that impact you.

June 15, 2025

Motor Finance Lenders, Who Say That Their Records Have Been Destroyed?

A recent article reported by The Guardian has raised concerns that some motor finance lenders are routinely deleting data after 6 years, which means that details of some vehicle buyers who are due compensation, as a result of the undisclosed commissions scandal, may lose out.

Finance

June 9, 2025

How Do I Know If I’m Eligible for Mis-sold PCP Compensation?

Before understanding if you’re eligible for mis-sold PCP compensation, it’s important to understand the background to this latest scandal.

Pan-NOx PDD Trial Week 10 Summary - Dec 8 - 12

Automotive

December 12, 2025

Pan-NOx PDD Trial Week 10 Summary - Dec 8 - 12

The week wrapped with the Renault evidence as full and final along with concluding the Nissan factual evidence.

Pan-NOx PDD Trial Week 9 Summary - Dec 1 - 5

Automotive

December 5, 2025

Pan-NOx PDD Trial Week 9 Summary - Dec 1 - 5

During the week commencing December 1st, the court concluded evidence from Renault's factual witnesses who made some useful admissions in emissions testing and the presence of defeat devices.

Finance

November 21, 2025

Motor Finance Companies Increasing their Provisions for Redress

In the wake of the Supreme Court Johnson judgment and the FCA’s consultation on an industry wide motor finance redress scheme, there has been a number of public announcements by major motor finance companies of increases in their provisions to cover expected compensation pay outs.

Pan-NOx PDD Trials: Court Update - Week 6

Automotive

November 21, 2025

Pan-NOx PDD Trials: Court Update - Week 6

The Pan NOx PDD trials have been in the High Court for over a month. Here's an update on week 6 of the trial.

Supreme Court Judgment (1 August 2025): Hopcraft & Anor v Close Brothers Ltd; Wrench v FirstRand Bank Ltd; Johnson v FirstRand Bank Ltd ([2025] UKSC 33)

Finance

November 17, 2025

Supreme Court Judgment (1 August 2025): Hopcraft & Anor v Close Brothers Ltd; Wrench v FirstRand Bank Ltd; Johnson v FirstRand Bank Ltd ([2025] UKSC 33)

The Supreme Court held that motor dealers arranging finance for customers do not owe a fiduciary duty of loyalty. This means undisclosed commissions paid by lenders to dealers cannot be treated as “bribes” or breaches of fiduciary duty. As a result, the claims by Hopcraft and Wrench based on those arguments failed.

Pan-NOx PDD Trial: Court Update – Weeks 4 + 5

Automotive

November 10, 2025

Pan-NOx PDD Trial: Court Update – Weeks 4 + 5

The Pan-Nox PDD Trial has now been in the High Court for a month.

MPs saying that the FCA in its proposed redress scheme is “nakedly taking the side of lenders”

Finance

November 6, 2025

MPs saying that the FCA in its proposed redress scheme is “nakedly taking the side of lenders”

In a recent report of the All-Party Parliamentary Group (APPG) on Fair Banking, MP’s have stated that the Financial Conduct Authority (FCA) proposed car finance redress scheme is “not fit for purpose” and that they have “nakedly taken the side of lenders” in its car finance redress proposals.